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Alex Morgan Auto insurance specialist and contributor to Roadwise Insured. Alex covers coverage options, policy tips, and money-saving strategies for drivers and families.

Coverage & Savings

February 25, 2026• by

Backing Out of the Driveway Accidents: Why They Happen and How They Affect Your Rate

Backing out of your own driveway is one of the most common — and most under-reported — accident categories in suburban America. NHTSA estimates roughly...

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Vehicles & Equipment

February 23, 2026• by

Lawn Tractors, Golf Carts, and ATVs: The Family Vehicles You Probably Forgot to Insure

That golf cart in the garage and the riding mower in the shed are usually covered exactly as much as homeowners think — which is to say, sometimes, with...

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Travel & Seasonal

February 20, 2026• by

Hail Season and the Suburbs: Protecting Your Cars When the Garage Is Full

Hail season is statistically expensive — hail damage accounts for roughly $8–$14 billion in U.S. auto insurance claims in a typical year — and it is...

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Family & Household

February 17, 2026• by

Car Seat Anchors, LATCH, and Insurance: What Coverage Looks Like After a Crash

Almost every auto policy in America will replace a car seat after a covered crash. Most parents don’t know it. Most claims adjusters don’t...

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Vehicles & Equipment

February 14, 2026• by

Backseat Camera Apps and the Law: Where Your Family Can and Can’t Record

The same dashcam that protects you from a fraudulent claims dispute can quietly create a different kind of problem if it records the wrong people in the wrong...

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Vehicles & Equipment

February 11, 2026• by

The Best Emergency Kits to Keep in the Family Car (Spring 2026 Edition)

A real emergency kit is the cheapest insurance you’ll never file a claim against. The problem is that most family car kits were assembled from a gift set...

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Coverage & Savings

February 9, 2026• by

Do You Need an Umbrella Policy? The Family Driver’s Guide

Umbrella policies sound like rich-people insurance — the kind of thing you get when you have a lake house and a boat and a financial advisor who uses the...

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Coverage & Savings

February 5, 2026• by

A Cleaner Garage Equals a Cheaper Premium (Sort Of) — Here’s the Real Connection

A tidy garage doesn’t trigger an auto discount line item. There’s no box on a rate sheet that says “organized storage” next to a 3%...

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Family & Household

February 3, 2026• by

When the Garage Floods: How Home and Auto Claims Overlap

Water in your garage is a strange beast. Your home policy might cover the drywall, your auto policy might cover the car, and somewhere in between is a claim no...

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Teen Drivers

January 31, 2026• by

Insuring the Family Hand-Me-Down: The Hidden Cost of “Just Giving” Your Old Car to a Teen

Handing the keys to a 12-year-old sedan feels like the cheap option. You’ve already paid off the car, the gift carries sentimental weight, and avoiding a...

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